Many times we are unable to make more income without being aware that from certain defects in our way of spending could have more opportunities to enjoy the money we receive. Not everything is on generating more of what we see today, there are other options that are always within reach. Not enough to complain about the high price of things and life in general, must learn to optimize our revenue and generate new consumer and payment options. Often the money is leaking out of our pockets led by bad spending habits. A clear example is that of the debts of credit cards: You buy or pay anything, going up the card, provides the minimum amounts required by the lender and do not realize that most of that money goes to pay interests and only a small part goes to pay the principal of the debt. We are creating an endless debt because in many cases only hope to make the minimum payment for using the card and let her butt again. We live eternally indebted. Hyundai is likely to agree. On many occasions ended up in the credit bureau opens new possibilities for future credit.
I propose a strategy to exit this vicious circle is to learn to minimize other living expenses that have not been lowered for months, but using those resources to avoid overloading new card costs and make greater contribution to the debt. Examples are many: If you go to the movies and spend on popcorn always 40 dollars, now takes the same 40 dollars for other expenses to help you not use the card or direct input to the debt to lower the amount of it. Turn off some lights, optimize the water heater, use more public transport system that helps you save gas and parking and be aware of that saved money to offer other important consumption or lower the credit debt which are often unhealthy and lead us to live in debt forever. Smoking a little less, eat other foods, not waste electricity, food, etc.. Maybe one day you can play to wash your car and provide the amount of that washed your debt. Observe what are the charges that we generally recharging our credit card and pay them directly with this reduction in expenses. I suggest you take a pencil and make a list of expenses which may be fleeing the capital they could save.
But not only save on these items, separate the money as if you had spent, and what use it to recover debts down and not make new charges but to help administer them. Sanitizing finance helps people create more opportunities for growth, there is evidence that the quiet emotional about having less debt and more financial peace of mind, helps us think better and not make hasty decisions or panic. Once released your debts, if you have developed better habits of consumption and saving, surely will, little by little, a little capital to build projects that can generate new business and additional income for the current and therefore improve your quality of life. Work slowly to build new investment and leaving the constant crisis, beyond what happens in the international economy. Let us also realize that we influence our crisis. Work and remember the value of your thoughts, and caring for our actions can help us live better. Reinvent your life.